Renters Insurance
Shopping for renters insurance?
You’ve come to the right place.
If your apartment is robbed or the apartment above you has a fire, and the water used to extinguish it floods your apartment, your landlord's policy likely won't pay to replace any of your stuff. That's up to you.
You have a lot of money invested in your personal property — and it's worth protecting. And remember, as a renter, you could experience a loss due to something you have no control over.
Also, keep in mind your need for liability insurance. Say your friend's clumsy cousin trips on your sneakers, falls down the stairs and hurts his back. Like it or not, he could sue you for that. Whether or not he wins, fighting that suit could be an expensive nightmare.
Your Renters Insurance Policy Will Include:
Personal Property Protection: Covers the loss or damage of your stuff
Family Liability Protection: Provides legal representation and protection against judgments
Guest Medical Protection: Covers medical costs for visitors injured at your home
Additional Living Expenses: Reimbursement for costs of temporary housing during reconstruction
Coverage Choices:
- Replacement Coverage – Allows you to receive the current purchase price of lost items
- High Value Item Coverage – Extends protection beyond your basic policy limits
Insurance Discounts & Savings:
- Multi-Line (Renters + Auto) – 15% for insuring your renters and auto together.
- Protective Devices – Save up to 15% depending on the combination of installed protective devices.
- Save 10% on your renter’s insurance if you are 55 or older and retired.
Also Consider Purchasing Flood Insurance
Since a Renters Insurance Policy doesn't cover floods, ask about Flood insurance that you may be eligible for within the National Flood Insurance Policy.
Complete the Renter’s Insurance quote now and get the best rate for you!
Prefer to talk to an agent?
Call us anytime at
630-369-0759